Education Savings

Secure your child’s future through smart education planning. Learn how Zenith Advisory Inc. helps Canadian families maximize RESP grants and tax-efficient growth.Helping Families Build Brighter Futures

Every parent dream of giving their child the best possible start in life. At Zenith Advisory Inc., we help Canadian families prepare for the rising cost of post-secondary education through personalized, flexible savings strategies.

Our goal is simple help you save smarter, grow faster, and maximize every dollar with available government programs and grants.

Why Education Planning Matters

Education costs in Canada continue to rise, with university tuition averaging over $7,000 per year not including housing or living expenses. Early and strategic planning ensures your child’s education fund grows steadily, without financial stress later on.

Registered Education Savings Plan (RESP)
  • Contribute funds that grow tax deferred.
  • Receive up to $7,200 per child in Canada Education Savings Grants (CESG) and up to $2,000 in Canada Learning Bond Grant (CLB)
  • Family plans allow flexible contributions for multiple children.
  • Investment Options for Growth

    • Build a diversified education portfolio using mutual funds, segregated funds, or balanced portfolios.
    • Adjust your investment strategy based on your child’s age and risk tolerance.

    Supplemental Savings Tools

    • Use a TFSA or cash-value life insurance for additional long-term savings flexibility.
    • Combine education and estate planning to build intergenerational wealth.

    Education Protection Strategies

    • Secure Critical Illness or Life Insurance to protect your child’s education fund in case of unforeseen events.

    Why Families Choose Zenith Advisory Inc.

    • Grant Maximization: We help you access all available federal and provincial grants.
    • Customized Savings Plans: We align contributions with your family budget.
    • Long-Term Focus: We help ensure the fund grows consistently through market cycles.
    • Flexible Solutions: We adapt your plan as your child’s education goals evolve.

    Invest in Their Future Starting Today

    Your child’s dreams deserve a solid financial foundation.

    At Zenith Advisory Inc., we make education planning simple, strategic, and rewarding.

    Get started today book a free consultation and let’s secure your family’s future together.